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Public Liability Insurance Protecting your business and others

Public Liability Insurance or Pop-up Insurance is specifically designed to deal with the typical risks that retailers face.

SpaceBook has partnered with Gow-Gates Insurance Brokers to deliver innovative and cost effective solutions to protect your business from risk and uncertainty.

This means that in the event of an insured event occurring, Gow-Gates will be there to minimise impacts on day-to-day business operations.

Here's how to get started with Gow Gates Public Liability Insurance Cover


Register and join SpaceBook


Tell GowGates about your business


You are now ready to conquer the world.

Public Liability Insurance Information

Please fill the information below and a representative from the insurance company will be in touch.
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Your Duty of Disclosure

Before you enter into a contract of general insurance with an Insurer, you have a duty, under the Insurance Contracts Act 1984, to disclose to the Insurer every matter that you know, or could reasonably be expected to know, is relevant to the Insurer's decision whether to accept the risk of insurance and, if so, on what terms. You have the same duty to disclose those matters to the Insurer before you renew, extend, vary or reinstate a contract of general insurance.

Your duty however does not require disclosure of matters
 • that diminishes the risk to be undertaken by the Insurer
 • that is of common knowledge
 • that your Insurer knows or, in the ordinary course of his business ought to know
 • as to which compliance with your duty is waived by the Insurer.


If you fail to comply with your duty of disclosure, the Insurer may be entitled to reduce the limit of liability under the contract in respect of a claim or may cancel the contract. If your non-disclosure is fraudulent, the Insurer may also have the option of voiding the contract from its beginning.

Important Notices

This insurance does not provide cover in relation to events that occurred before the contract was entered into. This insurance will not be in force until a completed and signed Declaration has been received and the risk accepted by the Underwriter. The Underwriter reserves the right to decline any Declaration.